
Online Banking
Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards
Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans
Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans
Find the loan solution to grow your business and improve operations so you can meet your customers' needs.
"Rochester Area Foundation is pleased to partner with F & M Community Bank. We are grateful for the high level of service and care that we get from their staff that incorporates the unique needs of our non-profit organization."
Jennifer Woodford
President of Rochester Area Foundation
Our focus on Community"We are writing to express our utmost satisfaction for the exceptional service we received while working with Chris, James and Laura on couple of loans this year. From the very first interaction, Chris proved to be professional, knowledgeable, and highly attentive to our financial needs. we are extremely satisfied with the services provided by F&M Community Bank and would like to recommend F&M Community Bank for your personal/business needs."
Ravi & Anjan
F & M Community Bank Customer
Our Business Lending