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Online Banking

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

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Credit Card

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

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Home Loans

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

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Business Loans

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

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"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team

"We enjoy traveling with the Summit Club because we are able to enjoy new places and adventures with good friends while meeting new ones.  There is a nice mix of organized touring and free time to venture out on your own.  Everyone is always very welcoming and willing to share traveling tips with each other.  The Summit Club does a great job planning the trips, assisting with issues, and making sure everyone has a wonderful time.  Thank you Summit Club friends for lifetime of happy times and memories!" 

Jim and DD H.

Summit Club Member

Our Summit Club