
Online Banking
Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards
Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans
Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans
Find the loan solution to grow your business and improve operations so you can meet your customers' needs.
"We couldn't wait for F & M Community Bank to open a branch in Rochester. Their friendly staff and personal service fit right in with our family business. It's great to have a bank with honest people that work with us, listen to our needs and help our business grow."
Jim Stelley
Westgate Service Center
Our Business Services"If you enjoy stress-free travel, join the Summit Club at F&M Bank! They plan wonderful day trips and trips-of-a-lifetime in the U.S. and other countries. All details are taken care of - schedules, transportation, flights, accommodations, tipping, meals, EVERYTHING! Brenda has it completely organized. Enjoy time with old friends and make some new ones!"
Vicky T.
Summit Club Member
Our Summit Club