Personal & Business Banking | F & M Community Bank

We thank you Veterans

This Veterans Day, we extend our deepest gratitude to the brave men and women who have served our country with honor and dedication. In observance of Veterans Day, F & M Community Bank will be closed on November 11th.
Ready to make your dream home a reality?

It doesn't matter if you're purchasing your first home, second home, or vacation home, you need to work with a lender you can trust. Let us help you open the door to your new home today!
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Your Neighborhood. Your Bank. Your Future.

At F & M Community Bank, we believe in building strong relationships with our customers, starting right here in your neighborhood.
Meet Our Team
ID TheftSmart

In today's digital age, safeguarding your personal information is more crucial than ever. By setting up ID TheftSmart, you can proactively protect yourself from identity theft and ensure your sensitive data remains secure.
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Company Story

We have a great company story we want to share with you. Check it out!
Watch Our Story

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

"F & M gives us peace of mind when handling our business accounts and even helped us with purchasing our first home!"

Dan & Karine Marsac

F & M Community Bank Customer

Our Home Loan Options

"Working with F & M Community Bank on both a commercial and personal level, I have experienced an incredible commitment to service. They make everything from lending to commercial banking simple and easy. Despite being a community bank, they are ahead of the field with technology that saves time and makes banking efficient."

Josh Noser

Owner of Quarry Hill Park Animal Hospital

Our Customer Promise