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Online Banking

Online Banking

Manage your accounts at F & M Community Bank with a single login to gain access to our secure online banking system.

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Credit Card

Debit Cards

Make transactions or withdraw cash using a debit card that is linked directly to your checking account.

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Home Loans

Home Loans

Learn more about the benefits by working with a lender that works with you to understand your unique needs.

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Business Loans

Business Loans

Find the loan solution to grow your business and improve operations so you can meet your customers' needs.

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"It's always nice to have the knowledgeable and friendly staff greet us by name, instead of feeling just like another impersonal account number."

Rochester Family Eye Clinic

F & M Community Bank Customer

Our Dedicated Team

"If you enjoy stress-free travel, join the Summit Club at F&M Bank!  They plan wonderful day trips and trips-of-a-lifetime in the U.S. and other countries.  All details are taken care of - schedules, transportation, flights, accommodations, tipping, meals, EVERYTHING!  Brenda has it completely organized.  Enjoy time with old friends and make some new ones!"  

Vicky T.

Summit Club Member

Our Summit Club