Banking Services for You and Your Family
From checking and savings accounts to help you manage your money the way you want, to providing loans for some of life’s biggest moments, F & M Community Bank is proud to offer personal banking services to help you reach your financial goals.
Checking Accounts
Choose the checking account that’s right for you. Whether you want a straightforward account with no fees, an account that offers you interest and rewards, or an account designed specifically for seniors, we’ve got you covered.
Savings Accounts
Save your money the way you want by choosing one of our personal savings accounts. We offer everything from traditional savings accounts to money market accounts that let you grow your money faster with tiered interest.
Certificates of Deposit
Grow your money faster with a certificate of deposit that offers a great interest rate. You choose the terms for how long you want to save with a fixed-rate that is higher than what you’ll find on almost any savings account.
Retirement Accounts
Make sure you can live the life you want once your working days are over with an IRA from F & M Community Bank. We offer multiple IRA options that allow you to save for retirement the way you want.
Personal Loans
From purchasing a new vehicle to funding your next vacation, a personal loan from F & M Community Bank comes with a personal touch as we help you find the right rate and terms to best meet your needs.
Home Loans
Whether you’re looking for a mortgage loan to purchase a new home or you want to use the equity you’ve built up in your current home, our lenders can help you find the right home loan solution.
Credit Cards
Choose a credit card that best matches your spending needs. We offer credit cards from Visa®, MasterCard® and American Express® that have different bonus point and travel reward offerings.
